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Retire to Mexico? Let Me Help!

Posted on : Nov-20-2009 | By : Barbie | In : Best Place to Retire, Cost of Living, Finances & Money, Geography & Places, Law, Culture & Education, Living In Mexico & Expat Stories, Planning Your Retirement

35

Retire to Mexico?

Let me help!

Just in case you’re wondering: Yes, you can retire early, reduce your cost-of-living, and live better than you do now, in Mexico.

Rest assured thousands of people have already done it. Mexico is where they live, work, and play. People from all walks of life are living the good life for a lot cheaper than they could do it anywhere else.

Indeed, Mexico has it all: Lower healthcare costs, pleasant weather, idyllic lifestyle, and so much more. Mexico will help you save money on practically everything you need right now. Imagine slashing your living costs by a third… or even a half. That’s a lot of money in your pocket!

So what will your life be like in Mexico?

How much does it really cost?

Most importantly, how do you get started?

This article answers all of these questions for you. My newsletter, my free reports and my books provide you all the information to retire to Mexico that you need.

Retire to Mexico

Dick and Barbie

If you’re looking for the perfect place to retire… a place to vacation to… a place to escape the winter months, you’ll discover why more and more people are choosing Mexico to make ends meet — and getting more bang for their bucks.

So read all about it! I’ve got lots and lots of information waiting for you right here, so dig in and enjoy.

Oh yes… and I almost forgot! If you feel like commenting on any article, please be my guest.  At the end of each article, there’s a little “add comment” feature — so feel free to make use of it. I *do* get a lot of email and keep pretty busy, but I guarantee you will always get a reply from me!

“Retire In Luxury” by Barbie

Carnival, Mardi Gras in Mazatlan, Mexico

Posted on : Aug-05-2009 | By : Barbie | In : Best Place to Retire, Geography & Places, Law, Culture & Education, Living In Mexico & Expat Stories, Mardi Gras, Mazatlan, Travel Abroad, Traveling In Mexico

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This month,

I have an email from my friend Thomas Tetting

and it includes one of my favorites,

Mardi Gras, or Carnaval.

He has an amazing story to tell you about his adventures in Mexico. It’s a wonderful narrative of intrigue, excitement and adventure, so let’s get started! This is how his tale begins:

How many buses does it take to get to Mazatlan from Puerto Vallarta? Well, in our case, four. That’s not the norm, nor the point of this story.

Before even leaving Puerto Vallarta, we had to exit the first bus we had boarded at 8:15 a.m. for a second one. Then the second bus broke down and nearly incinerated us in the mountains at 10:30 a.m. A third bus came along within 20 minutes and finally delivered us to Tepic. We arrived barely in time to catch the final bus to Mazatlan after a madcap dash through the terminal at noon. That doesn’t mean we were jinxed does it? It’s all in a day’s adventure, no?

We missed the Carnaval Masked Ball on Friday night, not because of bus delays but because we simply didn’t know about it. In fact, not a whole lot is printed about the Carnaval in Mazatlan, especially by or for gringos, and that is the point of the story

Imagine us, a middle-aged gringo couple embarking on an adventure with a minimum of knowledge, traveling by bus from Puerto Vallarta for a five-night excursion into the heart and soul of the Mexican Carnaval. At first we were disappointed to discover online that most resorts and hotels were full by January. We tried to book the main five nights of the long weekend at our favorite Bed and Breakfast, but no luck

Fat Tuesday, or Mardi Gras, while celebrated around the world, is known simply as

Carnaval (also spelled Carnival) 

in Mazatlan and the date, is tied to the Christian calendar, and varies each year. Carnaval came early this year on February 5th just 40 days before Easter.

While not on the scale of Carnaval celebrations in Rio de Janiero, or New Orleans, or even Venice, Mazatlan has has a reputation of enthusiastic attendance, growing over the years. Luckily only a few weeks before the event, our B&B called back and said they had a cancelation exactly for the time we wanted, so at the last minute we took it. We love the location, a block from Olas Altas beach and directly in the heart of Historic Mazatlan.

The B&B is a lovingly restored, two story, 19th century mansion built around a sunny courtyard. It has a beautiful pink marble staircase, a fantastic updated kitchen, a generous serve-yourself-bar, and internet access. The owners, couldn’t be more attentive, gracious or enthusiastic. They shared the party spirit of the moment with us like old friends. We love the place!

When we arrived Friday evening, we were greeted with glasses of wine as the busy, weekly Art Walk, which they help sponsor, was happening. Then they handed us ‘the earplugs’. “So we’ll need these?” we asked naively. Their reply was that we were a ‘bit close’ to one of the bandstands. An understatement indeed!

Although so perfectly situated for walking through the Historic District and accessing the beachfront Malecon, the B&B’s location is directly in-line with the musical pathway of one of at least 10 band stages along the end of the parade route through Olas Altas. In fact, sitting on the roof of the house you look directly at the stage, but also at the sunset and the ocean beyond.

There are two big Carnaval parades, one on the Avenida del Mar about a mile away on Sunday and one on Mardi Gras (Fat Tuesday) evening right in front of the B&B. There are also two fireworks celebrations; known as the Combate Naval (the first of which was the best display I have ever seen!); one on Saturday (commemorating Mazatlan’s victory over the French Navy in 1864) and another Carnaval display on Monday evening, along Ave. del Mar.

But getting back to the ear plugs…music is at the heart of the Carnaval celebration and is called Sinaloa Banda music.

Banda is not Mariachi music but something akin to a blend of many styles; Salsa, Mariachi, Cumbia, Merengue, and maybe you can even toss in some Jewish Klezmer music. Hate it or love it, there are 30 plus bands, over five nights, playing up and down the beachfront on bandstands from about 7 in the evening to at least 2 in the morning, and sometimes til 4!

During the Carnaval parades or in between acts on stage there are the small bands that didn’t make it into the line up and rather than allow any silence, they play on the street corners when no one else is upstaging them. This is infectious, danceable music and did I give you the impression yet…LOUD!? (And to boot, just jog four or five blocks away from Olas Altas to the Plazuela Machado where there are four more stages – we’ll deal with that location later.)

After a couple of nights, we practically got used to it almost constant music and even caught a few hours of sleep. Banda music has a distinct place in Mexico’s musical heart and creates part of the soul of Carnaval, much as Jazz does for New Orleans or Samba and Bossa Nova do in Rio.

Carnaval was “family friendly” fun, with clowns and balloons, day and night, in a way that discourages the “skin shows” and drunkenness of other cities around the world. There are loads of beer stands everywhere, setting prices from 10 to 20 pesos a can. ($1 to $2 USD) Pacifico Beer is produced in Mazatlan; so are the Pacifico Girls…you see everywhere. They still use huge 100 pound ice blocks, hauled by ‘men-with-tongs’ and chopped up to cool enormous stacks of beer. The streets ran slick with the melt-off strewn confetti. People dress up with masks but because the date was early in the year, many folks just plain dressed to stay warm in the cool evenings.

In addition to the numerous locations having street fair stuff, there is a whole wealth of entertainment and more of a purpose to Carnaval when the local residents crown various Queens of Carnaval, presented in stadiums and grand ballrooms. These gala events include much more ceremony, distinction, and are coronations of the most beautiful and talented individuals of the highest order. Past year’s queens are honored for their achievements in a ritual of events.

Food for most, including me, is a priority when I travel. Although street vendors can entice you with an economical plethora of local specialities, we found that real meals are highly important to not only provide stamina for dancing, walking, site seeing and a host of other daily events but also to avoid heartburn. We moved our focus to the Plazuela Machado in a more completely restored section of Historic Mazatlan only a few blocks from our B&B.

Mardi Gras carnaval beads

love my Mardi Gras beads

That reminds me, while we took the time to walk around Historic Mazatlan;we were enveloped in a wonderful ethereal sense of artistic decay and elegance somewhat akin to what Havana, Cuba is like. The antiquated charm of the abundant and strikingly different architectural styles, the restored buildings, brightly painted and filled with wrought iron works is contrasted with the ancient and deteriorated looking structures sometimes right next door to each other. It truly captured, amazed and thrilled both of us! The revival of the area began with the Angela Peralta Theater anchoring the neighborhood and gentrification has spread outward during the last decade.

The Plazuela is a focal point of Carnaval, bounded on its northern side by Calle Carnaval filled with locals selling festival goods.

Depending on our timing we either had lunch or dinner in the outdoor cafes surrounding the plaza’s shady strolling area. In the Plazuela you have the choice of sitting on the sunny side or the shady side and are surrounded by fantastic people-watching as you gaze across the central sitting area and fountains. Strolling minstrels and mimes added color, and impromptu songs and poetry by groups kept the place entertaining all day long. At night multiple stages erupted into big music productions the place was packed and rockin’ with the youth of Mazatlan. This became one crowded little plaza!

Additional sight-seeing in Mazatlan filled our daily needs. One morning we hiked to the tallest working lighthouse in the world. Looking out from the top across the ocean and all of Mazatlan we saw the cruise ship terminal and fishing fleet docks in the harbor from which the city has earned the nickname, ‘Shrimp Capital of the World”. We looked northward where the tourist, beach-mecca of high rise hotels and resorts is, known as the Golden Zone and saw the three islands just offshore.

Two different days we took a 15-minute hike to the Old Zocalo and Cathedral for more people watching. The huge, typical Mexican public market, “Mercado Pino Suarez” nearby is jam-packed full of tourist-ware, groceries, meat displays, clothing, and absolutely everything up for bargaining.

A couple of times we took an ‘indigenous’ open-air taxi ride in a golf cart-like contraption known as a pulmonía, commemorated in Mazatlan history by a monument on the Malecon.

Carnaval comes to a climax on Fat Tuesday night after the last parade, with revelry exceeding all previous evenings. The noise gets louder and the people crazier. But after throwing the last of our confetti-“In your face, baby!” we went home at midnight, showing our age, long ahead of everyone else.

Before leaving town in the morning we walked the Malecon one last time; watched the cleanup, melted ice and towers of beer still in evidence, the ocean surf pounded on the big rocks off shore, and we were entranced by one of the brave cliff divers from the pavilion near the dolphin sculptures.

After five nights, our bus ride back home was very anticlimactic. There were the same four young guys we rode the bus up with. However, now they were no longer singing, laughing in anticipation, playing loud music on their MP3’s, no more joking at the front of the bus, nor displaying the antics of youth; now they were in the back, behind us, practically soundless and like us probably sleeping much of the ride home, recovering from the exhausting and delightful party known as Carnaval!

Tom’s Trip and Carnaval article by Barbie

Earthquakes and Mother Nature

Posted on : Aug-03-2009 | By : Barbie | In : Earthquakes, Geography & Places, Mazatlan, Safety

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There was an

earthquake today.

Yes, things shook here and there, but there were no reported injuries or damage – from the earthquake. 

The earthquake was also felt in southern Arizona and in parts of California.

An employee in Rocky Point was reported to say, “We felt the earthquake too, but not too much. I felt it more in my body than in the building. The buildings went back and forth a little, but not too much”.

earthquake happensThe National Oceanic and Atmosphere Administration said there’s no tsunami warning, watch nor advisory because of the earthquake.

Interestingly there were 26 other earthquakes above 2.5 that happened around the world today. Historically, on some days there are fewer, on other days there are many, many more.

That’s just how things are on Mother Earth. :)

Earthquake article by Barbie.

Visas – 101

Posted on : Jun-12-2009 | By : Barbie | In : FM, FM3 and VISAS, Geography & Places, Law, Culture & Education, Living In Mexico & Expat Stories, Passport, Permits, Planning Your Retirement, Regulations and Rules, Secure Border, The Border, Travel Abroad, Visas & Passports

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VISA

When you travel abroad

you’re going to need

two things:

1) Your passport.

2) Your visa or permit.

Mexico’s General Law of Population sets forth the rights and obligations of foreigners, as well as different statuses associated with foreign immigration.

Mexico welcomes most foreign nationals for a specific period of time to take part in non-money-making activities, such as a vacation. Recurring visits or stays over 180 days require special permits from the Mexican Consulate.

There are two kinds of visa/permits, Non-immigrant and Immigrant.

Non-immigrant visa/permits are for people who want to visit Mexico for a specific purpose and length of time and then depart. Immigrant visa/permits are for people who wish to live in Mexico, short or long-term.

You do not have to surrender your natural citizenship to be granted full-resident status in Mexico. Full resident status entitles you to all the rights and benefits of a Mexican National – to live, work, claim state benefits, and pay taxes. But you are not permitted to vote in Mexican elections.

These visa/permits may prohibit work in specific industries such as positions related to bar and waiter/waitress work. Contact a professional for specific advice on immigration. You can also contact the Mexican Consulate of your country.

 

Visa or permits for Mexico

American Legion in Mexico

Non-Immigrant Visa/Permits:

There are various classifications of Non-Immigrant visitors to Mexico. I’ve listed some Consulates below. They will give you details on how to apply for permits that are required in advance.

Tourist Visa/Permits: The Mexican Tourist permit is known at the “FMT”. It is very simple to fill out and available from airlines and ports of entry. This permit allows visitors to remain in Mexico for a maximum period of 180 days. If the officer at the port of entry does not assign 180 days leave of stay at your point of entry, the permit may be extended to the maximum permitted stay by visiting one of the local foreign immigration offices, completing the paperwork and paying the administration fee.

You can use an FMT permit to enter Mexico for leisure and also if you plan to scout for and/or invest in Mexican real estate. When you are closing a real estate deal, you will need to show evidence to the Notary Public that your stay in Mexico is legal and an FMT is a valid document for this purpose.

Visitors Visa/Permit: For extended stays in Mexico, you must apply for the Visitors permit (usually an FM3) through your company and state what the purpose of the visit is, and how long it is likely to take. There are also some forms to fill out and a handling fee to pay. You can download the forms, and find out the latest fees and process by going to Consulate listed. Visitor’s Permits are issued for up to one year, and are renewable four times, for a maximum of one year each time – for a total maximum period of five years.

Artists: Can apply for an immigration permit. Each case is considered individually and entry is at the Interior Ministry’s discretion.

Local Visitors: Special visa/permits for foreigners visiting maritime ports and border cities. The permit allows a maximum stay of 3 days, and you must stay within the 35km “border zone”.

Resident Alien (Permanent Visitor): If you wish to remain in Mexico as a “resident alien” after five years, you must apply for full residency status, and there is a specific procedure to follow and have accepted. Once your application has been accepted and your “FM2″ has been issued, you are entitled to full rights and responsibilities as any other Mexican Citizen, with the exception of the right to vote. Upon receiving this status, you will receive a document that looks like a Mexican Passport (called a “FM2″) -newer versions look like a driver’s license – which enables you pass through Mexico’s borders as if you were a Mexican National.

You do not need to surrender your national passport, which you’ll use when you return to your home country – either for visits, or when returning home to dwell. If you stay outside of Mexico for longer than two years, or for five years in any 10-year period, you will lose your resident status in Mexico.

Retirees: If you are over 50 years of age, and want to engage in “non remunerative activities” and you are receiving funds from abroad (from a pension or other investments or fixed income) of a specific set amount, set by the Mexican government, plus a specific required amount for each dependent (e.g. spouse, children) , you can apply for a Retiree Immigration Visa/Permit.

Non-Immigrant: When you do NOT want to seek permanent residence in Mexico, for vacations and casual trips toMexico, just fill out and use the tourist permit, available from the airline you travel with or at the port of entry. If you are of retirement age (50+), and have approximately US $1,500 (can vary) or equivalent income per month, then a Retiree permit will be your easiest route. If you are not of a retirement age (below 50) and want to live but not work in Mexico, you will need to contact the Mexican Consulate. Provided that you can prove a permanent steady income in line with the regulations, you may be granted an FM3 permit to live in Mexico, which would be eligible for conversion to an FM2 in 5 years. You will need to state what you intend to do there, e.g. early retirement due to health, etc.

The American Embassy and Consulate in Mexico – Mexico City
Paseo de la Reforma 305
Colonia Cuahtemoc 06500
Mexico DF
Telephone: +52 55 5209 9100

The British Embassy and Consulate in Mexico – Mexico City
Rio Lerma 71
Colonia Cuauhtemoc
Mexico DF
Telephone: +52 55 5242 8500

The Canadian Embassy and Consulate in Mexico -Mexico City

Schiller 529
Colonia Rincon del Bosque
Polanco 11560
Mexico DF
Telephone: +52 52 55 5724 7900

These are only a sampling of the divisions of people immigrating – retirees, visitors, artists, and so many more, but I slant info toward retirees, of course.  Info for other visitors/immigrants/visa can be found though the Consulates.

Visa article by Barbie.

Experience Mexico, Then Decide

Posted on : Apr-12-2009 | By : Barbie | In : Best Place to Retire, Buy Property, Cost of Living, Customs in Mexico, Finances & Money, Geography & Places, Just Opinions - good for balance., Living In Mexico & Expat Stories, Paid tours, Planning Your Retirement, Retire, Traveling In Mexico

2

Let’s face it,

If you want to

retire in Mexico,

you need to experience the real Mexico first.

A few people who are just beginning to consider moving to Mexico for their retirement years and some who are now ready to decide just what area will fulfill their dreams of retirement have emailed me asking just how, in my opinion, they should best experience Mexico so they can be sure they are choosing the right area for them to live.

Please, don’t just pack up and head down on a tour bus or an “all-in-one” planned tour to Mexico… not for this important venture. Not for your retirement.

Take charge of your trip – do your research first, have a list of places in and things you need to check out. A Mexico tour might be great, but it’s not going to show you what the real Mexico is. In other words, don’t go with the idea that you’re just going on an elaborate vacation. Go realizing you are looking at a potential place to live.

Go shopping for groceries where the natives go. Wal Mart is great, but go to the Mexico native market place, too. You’ll be amazed at the quality and variety of foods offered, fresh, and very reasonable! You’re sure to see lots of things you’re not at all familiar with. That’s all part of the charm and fun of a new location like Mexico. Remember, this is your retirement adventure.

Mexico

Mexico shopping area

Some of the best information that I didn’t even think of obtaining came from a lady I stopped in a Mexico grocery store. A very kind, and talkative lady and I chatted in the middle of a grocery store isle for 20 minutes. Dick and I received a wealth of information from her and her husband, who finally came walking down the isle, wondering just where she had gone :)

You really want to spend your time talking with the people who live in Mexico. Start up conversations with people at little restaurants where the natives go. Start conversations up with people in the shops. You just may even end up with a new good friend!

Do find the American organizations in the area. I list some that are in Mazatlan in my book, Retire In Luxury.  Talk with the people there …you will be so welcomed!  And you’ll learn all sorts of experiences and problems that have already been experienced and solved.

See what real day-to-day life will be. You don’t want a sanitized version of life in Mexico. Believe me, not everyone who lives in Mexico goes to a fiesta every night.

Learn what the real Mexico is like.

You will probably truly fall in love with it. Just remember, you’ll still have plenty of time to enjoy the beautiful days and your evenings relaxing and having fun later on! Sure, you want to do the sightseeing stuff …just make sure you do your investigating first!

Experience Mexico article by Barbie.