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Cost of Living and Other Info From Jerry In The Chapala... Cost of Living Info Mexico Jerry kindly supplied me with the info that prompted my article for today and even supplied us with cost of living info in his area. Hey Cathy, I told you that my readers are...

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Buy Real Estate In Mexico Mexican Real Estate Fideicomiso Think you can't buy real estate in Mexico? Think again! In places formerly off-limits, foreigners can now acquire irrevocable and absolute ownership rights to property through...

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Lake Chapala, Mexico - Retirement Paradise Lake Chapala I just received a wonderful email from Verl, a retiree who is considering Lake Chapala for his retirement paradise. Verl writes: "Thanks for your correspondance. We are planning a trip...

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Explore Mexico on $430, Part I: Cruise Cruise Going on a cruise is a great way to tour the coastal cities of Mexico and “explore” without going out of your comfort-zone. A few months ago, my husband and I were both at our computers rather...

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Mexico HealthCare, IMSS Mexico Healthcare, IMSS Let me tell you about Mexico's version of Medicare. Age is not a consideration for IMSS Healthcare. It's the closest thing you can get to universal healthcare in Mexico. And yes,...

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Mexican or N.A. Plates for Your Vehicle?

Posted on : May-19-2010 | By : Barbie | In : Driver's License, License plate, Vehicle Information

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TAKING A VEHICLE TO MEXICO…

A lot of people, whether they’re moving to Mexico or simply visiting, will want to take their vehicle with them. By vehicle I mean:  automobile, truck (pickup), motor home, trailer, etc.

The process really is quite easy. Assuming you have your FM3 Visa (180 day plus stay – up to a year –  with limitless renewals) or your FMT Visa (more than 72-hour stay and no more than 180 days) you will be able to take your vehicle across the border and stay for the same length as your visa permits..

A VEHICLE WITH U.S. and CANADIAN PLATES:

  • You will pay a permit fee to bring your vehicle into Mexico – and you will renew your permit when needed, i.e. when your FM3 expires.
  • You will not be able to legally sell that car in Mexico – the permit you receive is temporary, for a specific time period, and you must have that permit to exit Mexico with that vehicle, within your time period.
  • Your Mexican auto insurance will be less than it would be for a comparable Mexico-licensed vehicle.
  • If your N.A. driver’s license has expired, your Mexican Auto insurance will probably not be honored.(U.S. auto insurance is not recognized by the Mexican Government.)
  • There are rigid restrictions on who may drive your vehicle.
  • You can easily reenter the United States and Canada – as long as the plates have not expired, and you have N.A. insurance.
  • You may attract the attention of certain officials hoping for mordita. (They figure you’re an easy mark.)

VEHICLES WITH MEXICAN PLATES:

  • Anyone may drive the vehicle.
  • You can sell the vehicle in Mexico.
  • You can enter the U.S. and Canada – and purchase auto insurance – unless you have an official U.S. residence…then you are not legally allowed to drive the vehicle into the U.S.
  • There is an annual registration fee and there are taxes.  The older the car is, the smaller the taxes.
  • Insurance is more than it would be with N.A. plates.
  • You cannot import the vehicle into N.A.

One person (of legal age), can import one vehicle into Mexico from the U.S.

Your spouse or of-age child can each do the same.

You must have proof of ownership or you must have a letter of permission from the owner (such as a bank whom you are still making payments to), or the owner must be present.

If you are driving an Recreational Vehicle (RV),  (a motor home – not a pickup camper) and towing a car, they can both be registered (for a 10-year period) in one name.  You need proof of ownership for both.

Up to three single-passenger vehicles (equal to the number of people traveling inside the carrying vehicle) such as ATV’s, motorcycles, dune buggies, may be transported or towed and registered by the of-age passengers/driver.  Proof of ownership required.

When you leave Mexico, register the return of your vehicle when crossing the border.  If you don’t, and you attempt to cross into Mexico again, with a vehicle – can’t do it – you’re allowed one vehicle per person – and according to their records, the other vehicle was not exported from Mexico.  You may be in trouble for having a vehicle in Mexico with an expired permit.  Everything is kept in a computer – they will know.  One per – that’s it.  At that time of leaving Mexico, the authorities will remove the permit for your vehicle that was placed on your windshield – do not do this yourself.  If you have any problem, contact a U.S. Consulate.

Also read my related articles:   “Take You Car To Mexico”, “Mexican Law for Vehicles” , “Drive or Buy a Car in Mexico”,  “Drive into Mexico – With Your Own Car and an American Driver’s License”

Inside Mazatlan Airport

All about taking your vehicle to Mexico, by Barbie

A Story About Working in Mexico… Not!

Posted on : May-15-2010 | By : Barbie | In : Musings & Senior Moments, Secure Border, Working in Mexico

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A must-read

“working” article

if you have already received and read the “Tom O’Malley”  email.

BP:  Anyone living in the United States has surely figured out by now, our borders MUST be secured – it’s an apparent truth, and stands on it’s own, without needing any falsehoods such as this email!

Exerpts from an email supposedly received from Tom O’Malley, who was purportedly a Director, working for S.W. BELL in Mexico City:

BP:  this email has been going around since before 2006 – basically not true – though portions may be almost accurate.

“I spent five years working in Mexico. I worked under a tourist Visa for three months and could legally renew it for three more months. After that you were working illegally. I was technically illegal for three weeks waiting on the FM3 approval.”
BP:  The company he was reportedly working for sure screwed up then.  All he needed was an FM3 with permit to work.

“During that six months our Mexican and U.S. attorneys were working to secure a permanent work visa called a ‘FM3′. It was in addition to my U.S. passport that I had to show each time I entered and left the country. Barbara’s was the same, except hers did not permit her to work.”

BP:  This guy needed 6 months and Mexican and U.S. attorneys working to get his FM3??  You’ve got to be kidding.

“To apply for the FM3, I needed to submit the following notarized originals (not copies):
1. Birth certificate for wife Barbara and me.

2. Marriage certificate.

(BP:  Only if he was bring his wife in on his FM3, as a dependent.)

3. High school transcripts and proof of graduation.

(BP:  No way are these required.)

4. College transcripts for every college I attended and proof of graduation.

(BP:  Not true.)

5. Two letters of recommendation from supervisors I had worked for at least one year.

(BP:  Tic, Tac, Toe – three falsehoods in a row.)

6. A letter from the St. Louis Chief of Police indicating that I had no arrest record in the U.S. and no outstanding warrants and, was “a citizen in good standing”.

(BP:  half true – they don’t want someone with felony convictions, etc.)

7. “Finally, I had to write a letter about myself that clearly stated why there was no Mexican citizen with my skills and why my skills were important to Mexico.  We called it our ‘I am the greatest person on Earth’ letter. It was fun to write.”

(BP:  About 1/3 true – The letter comes from the employer, stating why they want to hire this person, and how much he will be paid.  Now, if “Tom” were going to Mexico and working to start up his own personal business, he would have to write a letter stating so, and he would be applying for an FM3, with permission to start a business (permission to work).

“All of the above were in English that had to be translated into Spanish and be certified as legal translations, and our signatures notarized. It produced a folder about 1.5 inches thick with English on the left side & Spanish on the right.”

BP:  If you are filling out forms in any country – you usually need to use that language – duh!

“Once they were completed Barbara and I spent about five hours, accompanied by a Mexican attorney, touring Mexican government office locations and being photographed and fingerprinted at least three times at each location, and we remember at least four locations where we were instructed on Mexican tax, labor, housing, and criminal law and that we were required to obey their laws or face the consequences. We could not protest any of the government’s actions or we would be committing a felony. We paid out four thousand dollars in fees and bribes to complete the process. When this was done we could legally bring in our household goods that were held by U.S. Customs in Laredo, Texas. This meant we had rented furniture in Mexico while awaiting our goods. There were extensive fees involved here that the company paid.”

BP:  Oh my – so many more untruths.

“We could not buy a home and were required to rent at very high rates and under contract and compliance with Mexican law.”

BP:  Geez – wonder where “Tom” got his info – he sure didn’t read my site before taking this “job” working in Mexico!

“We were required to get a Mexican driver’s license. This was an amazing process.
The company arranged for the licensing agency to come to our headquarters location with their photography and fingerprint equipment and the laminating machine.”

BP:  Well, have no proof that this might not happen – but I cannot even imagine it happening.  First of all – your U.S. license is legal in Mexico.

“We showed our U.S. license, were photographed and fingerprinted again and issued the license instantly after paying out a six dollar fee. We did not take a written or driving test and never received instructions on the rules of the road. Our only instruction was to never give a policeman your license if stopped and asked. We were instructed to hold it against the inside window away from his grasp. If he got his hands on it you would have to pay ransom to get it back.”

BP:  Some imagination this “Tom” has – really wonder why he wanted to start working in Mexico, anyway?

“We then had to pay and file Mexican income tax annually using the number of our FM3 as our ID number. The company’s Mexican accountants did this for us and we just signed what they prepared. It was about twenty legal size pages annually.”

BP:  Hum – 20 pages – well, this guy sure made more money and had more deductions than the Parks’ family ever did, I guess.

“The FM3 was good for three years and renewable for two more after paying more fees.”

BP:  This is actually getting boring – again – not true.  Articles on my site tell all about FM3’s.

“Leaving the country meant turning in the FM3 and certifying we were leaving no debts behind and no outstanding legal affairs (warrants, tickets or liens) before our household goods were released to customs.”

BP:  Have any of you traveled between Mexico and into the United States?  If you have your passport, U.S. admits you – Mexico doesn’t even say “good-bye” to you.  Oh – other than if you have the temporary car tags, and you’ve been there on a temporary visa, then the officials must take the tag off your car.  And you do have to find that bank who will know what $15 you are trying to pay.

“It was a real adventure and if any of our Senators or Congressmen went through it once they would have a different attitude toward Mexico.”

“The Mexican government uses its vast military and police forces to keep its citizens intimidated and compliant. They never protest at their capitol or government offices, but do protest daily in front of the United States Embassy. The U.S. Embassy looks like a strongly reinforced fortress and during most protests the Mexican military surrounds the block with their men standing shoulder to shoulder in full riot gear to protect the  embassy. These protests are never shown on U.S. or Mexican TV. There is a large public park across the street where they do their protesting. Anything can cause a protest such as proposed law changes in California or Texas.”

BP:  Just not true – they happen to have t.v. in Mexico, believe it or not, and protests are usually televised.

“Please feel free to share this with everyone who thinks we are being hard on the illegals.”

BP:  This part, I agree on – sort of – Mexico does have stipulations on whom they want to live tin their country.  It’s all on my sites www.retireinluxury.com and www.moneysavingmexico.com

traffic, working in Mexico

Traffic and telephone poles

Have a good day – and don’t believe all the Pinocchio’s that are around.  It still amazes me that people have the spare time to make up writings like this about working in Mexico, and then feel the need to pass them around…I just don’t understand.BP:  Took a bit of research, but I finally found it:  Southwestern Bell International S.A. De C.V., Parque Via 190S,  06500 Ciudad De Mexico, Districto Federal, Mexico,   Telephone  01 55 5255 3530  – you can call and ask if they’ve ever even heard of this “Tom” fellow…they haven’t.

“Working” article, by Barbie.

Permits and Aspirin!

Posted on : May-13-2010 | By : Barbie | In : Aspirin, Bring Your Cat, Bring Your Dog, FM, Permits, Pets, Visas & Passports

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Permit

Required :)…

…Sorta

Do you need a permit to live in Mexico?

When you drive or fly in, as a tourist, you are allowed to stay for a period up to  6 months – you fill out papers on the plane to secure the visa that allows that, and you will fill out similar papers if you drive in - Forma Migratoria Multiple, or FMM.

As of April 30, 2010, Passport holders from countries on Mexico’s “no visa required list” do not need to apply for a formal visa to visit Mexico. They may, instead, use a visitor’s permit  – the Forma Migratoria Multiple, or FMM.

If you decide to stay longer…

… you have to leave Mexico, and then re-enter Mexico to secure another permit visa, permitting another stay.  It may be wise, in that case, to secure an FM3, (180 days to one year)  and maybe even eventually an FM2.  The FM3 is what we call a perpetual visitor.  That allows you to stay a year - then that can be renewed another year, for a 5-year period.  Then, you can reapply – again.  That’s what retirees usually secure.  The process may take a day – possibly even two, so, be prepared, and be patient – at least when applying the first time.

Hill, narrow street in P.V., permit

By the way – not to do with a permit, but, do something for yourself right now

Place a bottle of aspirin beside your bed table now.  WHY?  If you have chest pain that is sever enough to waken you, all you need to do is immediately chew two aspirins and then swallow them with a bit of water.  It could save your life.  Then, immediately get medical attention – call 911. And while you are waiting on the emergency people to come, DO NOT LIE DOWN.  Sit on a chair or sofa near the front door and wait for their arrival.

Permit and aspirin by Barbie.

You Are Safe…WHERE?

Posted on : Apr-30-2010 | By : Barbie | In : Chapala, Living In Mexico & Expat Stories, Safety

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Safe Mexico

vs

Safe U.S.A.

I recently ran into this true story about the conceptions of the word “safe”:

A former Dallas, Texas,  police officer moved to the Lake Chapala area, considered to be a safe spot, in Mexico.  He met a lovely Mexican lady and eventually got married.  A wonderful 84-year old Mother-in-law welcomed him into the family. 

The majority of the news that the Mother-in-law and her family received about the U.S. was from t.v.  From what she saw on the news channels, she was convinced the U.S. was a very dangerous place.  After all, she saw reports about children shooting children – mothers killing children – husbands killing their wives – students killing their teachers – such a scary country.

So it has became a strict rule that anytime this Expat gentleman and his Mexican wife want go to the States to visit any of his family, they first must go to the Mother-in-law’s home so she can say a special “safe” blessing prayer on them, in hopes that they stay safe on their trip to the dangerous United States.  Different perspective, huh?

Yes, the drug-lords in Mexico and especially around the border, are causing lots of trouble – but, remember, it’s mainly because they have such a wonderful place to sell their product – to all the people buying their product in the United States. 

Safe

volley ball on a beach

 Safe article by Barbie.

Senior Discount Card, Part 2

Posted on : Apr-23-2010 | By : Barbie | In : Finances & Money, Living In Mexico & Expat Stories, Senior Discount Card

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You all know,

I love a discount!

I’ve received many emails wanting more information on these handy little discount cards, so, here are some more specifics.

First of all, let me explain a couple of acronyms:

DIF:
The State System for the Full Development of the Family
(Desarollo Integral de la Familia)

INAPAM:
National Institute for the Greater Adult People
(Instituto Nacional de las Personas Adultas Mayores)

INAPAM, the Senior Discount Card I’ve already written about, is for both natural residents of Mexico and for foreigners (legal residents) holding an FM-3 or an FM2 visa, over 60 years of age. (This is about the same as the older INSEN card – so, update to a new INAPAM card for maximum discounts.)

To apply at your local DIF office for the discount card, found in the state of your residence, you will need:

1. Passport,
2. Photo ID (passport or driver’s license),
3. Valid FM2 of MF3,
4. Proof of current residence in Mexico (utility bill in your name, deed to your residence, rental lease,
5. Three photos (similar to your passport and usually there is a person within the area to take those photos, so they fit the requirements),
6. Emergency contact information,
7. Birth Certificate.
Make at least two copies of everything to take in to the office.

I do list the Mexican Embassies, located in the United States, in my book, Retire In Luxury. The list is found on pages 67,68 & 69.

discount

There are a few handicap parking places in Mexico

The DIF office in Mexico City: 
Sistema Nacional para el Desarrollo Integral de la Familia
Zapata 340 P.B.
Sta. Cruz Atoyac, 03310
México D.F. (Districto Federal)
Tel. (55) 30032200

The Mexican Embassy in D.C. is:
Embassy of Mexico
Consular Section
2827 16th Street, NW
Washington, D.C. 20009-4260
202-736-1000

Discount card article by Barbie.