Email & Expenses
Hi Everyone, It looks as though you did enjoy, and hopefully pulled information out of my recent article series, “Mazatlan Trip”.
That’s wonderful, but today, I want to share some more email from folks who are already living in Mexico, or have serious plans to move there, for their retirement.
I want you all to consider the fact that you can live much cheaper in Mexico. If you are in the enviable position where you already have a good retirement, and are not worried about making you pennies stretch, then Mexico is a wonderful place just to live and enjoy – permanently. It’s something to think about.
For those of us who do have to check the expenses and decide whether some things are really necessary, then, the financial perks of Mexico is a real consideration.
I just had an event that brought me up short – in the states…
I thought everything was set for an operation that might relieve some of the pain in my back today! Yesterday afternoon, one day before the procedure was to occur, I was telephoned and informed – “Oh, by the way, there will be an extra charge of $1331.16.” I was shocked. That’s a lot of dough – I told them to just cancel my appointment then.
I called my insurance, then called the doctor back – yep, the charge was legit. But, how shocking to be told about that charge, just one day before you have to write a check for it.
Well, after thinking about it, and talking with Dick about it, and crying a bit – that always relieves my tension. (Yep, I’m not only a hugger, I’m a crier – not often, but when I’m really upset, the tears immediately release the built up tension – and I feel better.) So, I will probably reschedule the procedure. I should have checked the price for the procedure in Mexico – may still.
Anyway, so many of us are in the same slot – watching our budget – carefully. Last night, we played dominoes with two other couples – a tad bit older than we. And their main problem is that they are all in good health. But will their money last? What if they live to be 90 plus? Which they probably all will! Both couples are in pretty good shape financially right now – but, you never know. So they are also concerned.
Okay, that said, please don’t think any of us sit around bemoaning the fact we’re not rich. We’re all okay – thank goodness. And as I have said before, my Mother and Daddy preached “make those pennies stretch” from the day I was born…excellent training for life!
So, here, it’s a beautiful, sunny, and yes, a very hot day. The A.C. is running so we’re feeling fine. And I do want you to enjoy the following email from the people who were good enough to take the time to write and share. Keep checking in, and I’ll send you all the usual email announcing a new post. You all have a wonderful day!
Here are the email:
From Jan and John:
“Hi Barbie, como esta? We recently moved to Merida, in Yucatan.
We find it so much easier to save here! Our monthly budget is so much less. The savings on medical care and insurance alone more than pays the rent. We now take our monthly cash needs out of our stateside bank, and divide it into spending category envelopes to reinforce budgeting. It is amazing how far we can stretch our food dollar eating and buying from the small local shops and eating places. Dinner last night near the park was about $5. The ice cream store next door serving wonderful homemade treats cost about $3 for our splurge. Our monthly budget is $1600 for everything, and that includes $25/each for my partner and I to spend or save as we wish. We now find saving fun and easy like never before, and Mexico makes it a joy.”
“Dear Barbie, It’s so interesting how life works — for me to receive your newsletter today.
I have two things going on in my head these days, as I ponder the details of moving to Mexico in July of next year. Both things were addressed by you:
1) Spending money needlessly. I’m trying to bite the bullet and quit spending money on things that aren’t really a necessity. I’m frugal, but little purchases here and there add up.
2) Things will work out. I’ve had a concern about where I should be in Mexico and what will be right for me — close proximity to an airport so my grown children can come for visits with ease, yet small and quaint – not a big city. Someplace where my small budget will work, since I will be counting on Social Security entirely.
Your simple statement just hit the spot and brought tears to my eyes – it was so encouraging: “There is something, someplace, for every one of us.”
Thanks for what you are doing to help others to find the good life.
“Barbie, Just a note to thank you again for all the good information you provide. As I told you in another e-mail, my wife and I DRIVE into Mexico. In three trips, never a problem, because of your good advise. Our next adventure is scheduled for June 22nd.“Our last trip in September, 2011, we both had dental work done in Tequisquiapan. Wonderful work, very low cost! My wife now needs an implant. We would like to go to “your” dentist, but the trip is 1,100 miles one way. Do you happen to know a dentist closer to Texas that you would recommend? Our dentist friend in “Tequis” is also farther than we want to travel this time. Again, just a note to say thank you to the two of you. Salud, Bill”
From Don W:
“So true about the A/C – re both cost and comfort. There are always tradeoffs. Unfortunately you cannot live in the mountains and at the coast at the same location. However, We are a couple of the 10,000 + Americans and Canadians living in the Ajijic – Chapala– Guadalajara area – at about 5200 feet above sea level, without the need of A/C (or heat in the winter), and only a 3 hour drive to Manzanillo – 5 to PV for our sea and humidity fix holiday, 2 or 3 times a year. Summers are spectacular here- rain, normally at night, fresh & sunny during the day. Village life around Lake Chapala – 35 minutes from Mexico’s 2nd. largest city. Nice combo!”
So, this is why I work on my site! I love knowing it counts! Love to you all. Barbie
Addition Feb 3, 2013 – the amount you need to move to Mexico has changed – see – http://consulmex.sre.gob.mx/detroit/index.php/info-english
On Facebook? Comment on this post...
Barbie Parks is the publisher and editor of MoneySavingMexico.com. She is the author of Retire In Luxury: How To Retire Abroad And Live Better on Less and her latest book, Money Saving Mexico: How To Save Money On Everything South of the Border.