Healthcare During Retirement
One of the most important things you should consider prior to retirement is the availability of sufficient, convenient, and simply put, good medical facilities located in the area you have decided to spend the best years of your lives.
This is important whether you’re considering Mexico, Costa Rico, Tahiti, Belize, or Panama – or where-ever! Good Healthcare is going to be extremely important to you during the “Golden Years”!
Mexico stands up quite well in that respect. You will find up-to-date, modern facilities, with wonderful people staffing those healthcare facilities in Mexico.
Also important to check out is the insurance plans available to you. In Mexico, there are insurance plans offered to everyone – even foreigners. The private insurance we checked on was very reasonable, compared to what we had been paying in the U.S.
In Mexico, along with private health/medical insurance, there are plans you can buy that will air-evacuate you back to the states or back to your home:
To cover you, if you end up at a medical facility you do not feel wonderful about, then you need to purchase a specific coverage, that will ensure you do end up where you want: SkyMed insurance offers complete packages that meet the recommendations of the US and Canadian Consulates. Members traveling more than 100 air miles from their home, say in Mexico, can buy a plan that provides emergency transportation from a medical facility to your local hospital and medical care providers. http://www.skymed.com/default.aspx
And there is: Medevac Critical Care Air & Land Ambulance, 24-hour mobile emergency units, staffed by quality physicians and well-trained paramedics and life support equipment, offers medical evacuation from Mexico to the United States and runs only around $100 a year. http://www.aerocare.com/ and www.airambulancenetwork.com/
If an emergency healthcare situation presents itself in Mexico, in almost every city of any size, just call Red Cross (Cruz Roja Mexicana) for an ambulance. Red Cross provides this service and will take you to any hospital of your choice. The Cruz Roja Mexicana is the rescue and ambulance service for all of México. The service is free, not funded by the government, and donations are accepted. If hospitalization is necessary, ask your doctor what his fee for the entire procedure is beforehand. Then, when you are checked in, request a daily-itemized bill, and carry it with you when you leave.
Mexico does offer natives and non-natives alike, a National health care insurance (IMSS) which is very cheap, when compared to U.S. costs. You can read more about that at www.moneysavingmexico.com/?s=%22healthcare+insurance%22
Some more important info you need to know when considering moving out of the U.S. for your retirement: www.moneysavingmexico.com/medicare/medicare-in-mexico-2/