Healthcare During Retirement




One of the most important things you should consider prior to retirement is the availability of sufficient, convenient, and simply put, good medical facilities located in the area you have decided to spend the best years of your lives.

This is important whether you’re considering Mexico, Costa Rico, Tahiti, Belize, or Panama – or where-ever!  Good Healthcare is going to be extremely important to you during the “Golden Years”!

Mexico stands up quite well in that respect.  You will find up-to-date, modern facilities, with wonderful people staffing those healthcare facilities in Mexico. 

Also important to check out is the insurance plans available to you.  In Mexico, there are insurance plans  offered to everyone – even foreigners. The private insurance we checked on was very  reasonable, compared to what we had been paying in the U.S. 

In Mexico, along with  private health/medical insurance, there are plans you can buy that will air-evacuate you back to the states or back to your home:

To cover you, if you end up at a medical facility you do not feel wonderful about, then you need to purchase a specific coverage, that will ensure you do end up where you want:  SkyMed insurance offers complete packages that meet the recommendations of the US and Canadian Consulates.  Members traveling more than 100 air miles from their home, say in Mexico, can buy a plan that provides emergency transportation from a medical facility to your local hospital and medical care providers.

And there is:  Medevac Critical Care Air & Land Ambulance, 24-hour mobile emergency units, staffed by quality physicians and well-trained  paramedics and life support equipment, offers medical evacuation from Mexico to the United States and runs only around $100 a year.  and

If an emergency healthcare situation presents itself in Mexico, in almost every city of any size, just call Red Cross (Cruz Roja Mexicana) for an ambulance. Red Cross provides this service and will take you to any hospital of your choice.  The Cruz Roja Mexicana is the rescue and ambulance service for all of México.  The service is free, not funded by the government, and donations are accepted. If hospitalization is necessary, ask your doctor what his fee for the entire procedure is beforehand. Then, when you are checked in, request a daily-itemized bill, and carry it with you when you leave. 

Mexico does offer natives and non-natives alike, a National health care insurance (IMSS) which is very cheap, when compared to U.S. costs.  You can read more about that at

Some more important info you need to know when considering moving out of the U.S. for your retirement:

Make sure you bookmark, or put into your “Favorites”, my site – keep it handy for quick reference.

Whether your choice for retirement is Mazatlan, Merida, the Chapala area, or any other locale – when you start thinking about where YOU want to retire – you’ll want all the pertinent info such as healthcare to be right at your fingertips! 

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10 Responses to Healthcare During Retirement

  1. Kerry Gill Daniel

    September 26, 2011 at 10:47 am

    I am getting a duplicate mailing.. I must have signed up for your very informative newsletter twice..

    Thank you,

    Kerry Gill Daniel

  2. Kerry Gill Daniel

    September 26, 2011 at 10:54 am

    I need to travel some more in Mexico before I decide to live there. I would also like to spend perhaps a month or two in a location before making a big move.

    Do you have more recommendations on how to travel there and where or how to best find short term accommodations?

    Also, does it make more sense to use local transportation than to own one’s own car?

    Thank you,

    Kerry Gill Daniel Wilder, Ky.

  3. Barbie


    September 27, 2011 at 10:07 pm

    Hi Kerry – No, was probably my fault – I did something or the other wrong in sending out the last mailing – sorry – I do flub up sometimes – I love the computer, but sometimes it just doesn’t hear what I want it to do :) Barbie

  4. Barbie


    September 29, 2011 at 2:02 pm

    I suggest you: 1. Read every one of my articles – keep a pad and pencil handy to take notes, etc. 2. Then, when you have some idea of the region you are interested in, reread the articles pertaining to those. 3. Plan to spend at least a month in Mexico to make sure the location is for you. 4. I would rather use my own car, unless you fly into the location, then, sure, just rent a car. 5. The short-term accomodations? Through the internet. You may also find a good chat site in the locale you’re interested in and see what the folks say – just be careful – no personal info exchanged! In my book, Retire In Luxury, I tell day by day and step by step, how Dick and I handled the whole thing. Enjoy, Barbie

  5. Claire

    September 29, 2011 at 3:14 pm

    Enjoying your newsletter….but I’m getting three copies each time you send it.

  6. Patty

    March 19, 2012 at 8:53 am

    good Morning Barbie

    My question is do you know of any long term care in the Ensenada area. We don’t need it now but I’d like to do some research for the future. Long term care in the states is very costly. I have only been able to locate one facility in Ensenada. Hope you can help.

  7. Pete Schuster

    March 19, 2012 at 6:31 pm

    We have been useing IMSS for years here in Tequisquiapan with great service and caring Doctors and etc for only 270 USD a year. Pete

  8. Barbie


    March 19, 2012 at 6:44 pm

    Hi Pete! Thanks for your input again :) Barbie

  9. Marie

    June 11, 2012 at 7:33 am

    I enjoy your web site very much. Can I and where can I comfortably live in Mexico on an income of 2100.00?
    I’d like to use their health insurance. Thank you.

  10. Barbie


    June 13, 2012 at 3:05 pm

    You can live just about ANYWHERE in Mexico on that much! Barbie

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